North America :

Integro's Healthcare Practice has the breadth of experience necessary to effectively address your concerns and assist in meeting your risk financing objectives.

Like all of Integro, our Healthcare Practice is centered on the client. Our team-based approach offers the best resources in risk identification and analysis, and the subsequent management of that risk through risk transfer or other financial vehicles. As a company-wide practice, we deliver whatever resources are necessary, regardless of territorial boundaries. We will get to know you and your objectives and cultivate that knowledge with your risk transfer partners.

Our healthcare practice team members have focused their careers on this very specialized area of risk management. They are well known and highly respected by underwriters in the worldwide insurance market for medical malpractice, and are particularly well versed in:

• Global excess liability program development and placement
• Policy wording and structure
• Global market access
• Alternative risk financing
• Coordination and direction of outside expertise: actuarial, loss control, clinical risk management, claims management, captive management

While healthcare facilities and practitioners face the same general property and casualty risks of most other businesses, the over-riding exposure that drives healthcare risk management is medical malpractice. The rising costs and deteriorating quality of malpractice insurance have driven many practitioners to drastic measures, ranging from refusing to perform certain procedures, to moving from states with onerous tort systems, to leaving the profession altogether. These challenges require insurance brokers to bring the breadth of the global marketplace to bear in all instances and to creatively customize the arrangement of capacity and retentions on each program.

Integro's global presence in key markets brings our clients the best possible range of alternatives with specific tailored solutions for each unique situation. We are qualified and eager to work with you to solve any immediate difficulties, and to prepare or maintain a long-term malpractice risk management strategy.